Do you have late payments or defaults on your credit file? Are you a discharged bankrupt and wanting to purchase a house or refinance your mortgage?
Maybe you’re self-employed and only have 6 months of financials available or have only been running the business for 6 months. Do you have an unconventional income source? Maybe it’s income protection, workers compensation, child support, or only on Centrelink benefits?
Do you have less than 5% deposit or is your deposit from inheritance, a gift, or something other than genuine savings?
At Serenity Brokers, we specialize in Non-Conforming mortgages. We thrive on the challenge of helping clients that the banks would normally say No to; the clients that just need to be given a chance.
We do this by not only working with over 30 lenders to find you the most suitable product and rate for your circumstances, but by putting together short and long term goals for you to achieve financial security for you and your family.